Figuring Out Your Finances as You Transfer Colleges

You’ve spent the past two years at a community college and have most likely paid a fraction of the tuition cost you’re going to incur at your new university of choice. You’re prepared to complete the next phase of your education, but how are you going to pay for it? The answer lies in financial aid. Grants, scholarships, loans, and work-study jobs are available through universities, organizations, and government institutions. Start the financial aid process early, and refer to this calendar to keep yourself on schedule.


  • Contact the school you plan to attend to determine your financial aid eligibility.
  • Research scholarship opportunities through your academic or athletic program and the community in which your school of choice is located.
  • Contact the university you’ll be attending to request a financial aid information packet.
  • Contact the school you plan to attend to find out if your current financial aid will transfer.


  • File the Free Application for Federal Student Aid (FAFSA) online at
  • Complete any essays required to apply for financial aid offered through your new university.
  • Apply for student loans.


  • Accept and return the financial aid package your college has awarded you.
  • Send the completed section of the promissory note to your school’s financial aid office.
  • If you qualify for a work-study job, contact the financial aid office to determine the details of your arrangement.


  • Finalize the details of your student loan.
  • Finalize the details of your payment plan.
  • Pay required school fees and bills, along with your tuition deposit.

The Job Hunt

Scholarships, loans, and other forms of financial aid help cut the cost of your education, but you may need extra cash to pay for everyday necessities. Here are some tips for finding a job on or off campus to help make ends meet:

  • Subscribe to or pick up a copy of the campus newspaper at your new school. Area businesses often advertise job openings.
  • Dining halls and libraries on campus are good places to inquire for employment. Call ahead to find out if positions are available. Leave your name and phone number in case future positions open.
  • If you’ve been working for a company or organization that has an office where your new school is located, ask about being transferred. The advantage: you won’t have to start all over at a new job.
  • Enhance your résumé by working for a professor or faculty member. The experience will benefit you academically, financially, and professionally.
  • Use your talents to help others and to make a little extra cash. Tutoring students in your area of expertise can pay off. Contact the student services department at your university to find out how to become a tutor.


This article was written by Hannah Purnell

Hannah Purnell is a staff writer for Hannah writes extensively on the topic of undergraduate studies and the college search process.

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